Fearless Finance is a brand of Atwood Financial Planning
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Fearless Finance is a brand of Atwood Financial Planning
MY ACCOUNT
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Mission, values and giving back

Personal Financial Planning

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Hourly

Hourly financial advice

Premium

For retirees and pre-retirees

Concierge

For that extra bit of help

Accountability

When you need someone to report to
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Investment Advice

Just portfolio and asset allocation advice

Corporate Financial Planning

Small Business

Financial advice specific for your business

Institutional/501c3s

Portfolio and cash management advice

Employee Wellbeing

Expert financial advice for your employees

Meet the team and our founder

Hourly and flat fee

FAQs

Questions about Fearless Finance or finances in general

Articles

Articles covering all kinds of financial topics

Press

Fearless Finance in the news

ESG Investing

Our app for tracking spending

Personal
Financial Advice
to fit you

Fiduciary financial advisor ensures the process is free from sales pressure. It’s about advice, not assets under management.

Why work with an
hourly financial advisor?

For a personal financial advisor to truly have your best interest at heart, she cannot be worried about giving advice that might reduce your assets under management like finally buying that vacation home you’ve always dreamed of, and she can’t be paid by commissions for selling financial products you don’t need.

With hourly financial planning you pay for the hours you spend meeting with your advisor with no strings attached, no commitments, and no minimums.  Once you’re a Fearless Finance client, you can add on services that can help you achieve your goals or simply make your life easier.  You should be able to get professional financial  advice on your terms.

The Fearless Way – life changes have a financial impact and you want to be prepared

We get it, whether you’re free and single, paying for daycare, ready for retirement or paying for college.

  • A human financial planner to understand your financial habits and fears.
  • All planners are fiduciary.
  • A full Financial Plan: how much to save, contribute to retirement and how to achieve your goals.
  • Step by step guidance on estate planning, insurance and investments.
  • A simple roadmap with your specific “to-do’s” that you prioritized..
  • Spending tracking app to keep you on your plan.
  • Access to your planner by email for free for simple questions.
  • No long-term commitment, you can terminate at any time.
  • Our pricing is transparent.

What type of service will help you reach your financial goals?

Hourly Financial Planning
Comprehensive financial planning by the hour.
Premium Retirement Service
We take the stress and hassle out of pre-retirement and retirement.
Concierge Service
When you just need help with the “to-dos”.
Accountability Service
We’re with you every step of the way to your goals.

Imagine knowing you’re saving enough for your goals, retirement and college. Our clients know that feeling.

Meet Sarah
She’s 31 and single. She rents her apartment, but is hoping to buy a property in the next few years. She has some student loans. Sarah probably needs 2 hours for her Initial Plan.
Meet Olivia and Tyler

They’re in their mid-thirties, married, and have a toddler with another on the way. Tyler’s not that happy with his job and wants a change. Olivia and Tyler probably need 3-4 hours for an initial plan.

Meet Rob and Susan
Rob and Susan are in their early fifties. Two children, both in college. They want to retire in their early sixties if they can. Rob and Susan probably need 4 hours.

Frequently asked questions

We believe hourly financial planning allows more people to get the answers they need regarding their financial wellbeing.
My current advisor doesn’t charge me anything when I meet with him, how is this a better deal?
He probably charges either a percentage of your total balance that he manages or he’s trying to sell you financial products and make a commission on each sale. You should make sure you know how your advisor is paid and make sure your interests are aligned.
Why is hourly better than an advisor paid on a flat fee basis?
Fee-based advice is more aligned with your interests than advisors paid by commissions or taking a percentage of your assets (AUM based), but a flat fee based planner means you could be paying for time you don’t use especially if your finances are relatively less complex.
Can I just sign up for one hour?

Typically we want clients to do a full initial plan and if your finances are simple (e.g. young, single people who rent), it could be as little as one hour, but mostly we need 2-4 hours for an initial plan. Annual check-ins and meetings about specific topic (e.g. we’re redoing our kitchen and need help figuring out the finances) can be just one hour.

We'll get in touch
with you!

Simply fill out some basic information and one of our advisors will reach out to schedule a consultation.