Increase Employee Financial Wellbeing
Offer personal financial planning as a benefit. Employees can be more productive and stay with your organization longer if they are less stressed about finances.
Live virtual seminars
Your employees get the information they need to think about their financial wellbeing and improve it. We start with a Foundations of Financial Wellbeing seminar that discusses all the basics including emergency savings, saving for retirement, good and bad debt, account organization, and why it all matters to your overall financial wellbeing.
We then offer additional custom seminars such as “how to optimally use your employer-sponsored benefits,” “how to manage student loan debt,” “how to save for a property down payment,” “how to merge your finances with your partner,” and more. We can also develop custom seminars just for you based on what your employees are interested in. Financial wellness programs for employees often start with seminars because they’re an accessible way to spark important conversations.
Seminars are a good fit if:
● You have more than 50 employees.
● You want to start the financial wellness conversation with employees.
Bundles of financial planning hours available to employees
Your employees get employer-paid time with a registered financial planner. Employers buy a bundle of 10 hours to be used by eligible employees. Employee eligibility is determined by the employer. No subscriptions, no recurring costs. Once the Bundle is used up, buy another one. Bundles can be offered as benefits to specific groups of employees (e.g. the sales team), as bonuses, part of onboarding or generally to all employees. Bundles work well in conjunction with seminars.
Bundles of hours are good fit if:
- You’ve already bought the seminars and employees want more support.
- Your employee population is in a complicated phase of life (e.g. having children, buying a home, sending children to college, preparing for retirement).
- You award equity or large bonuses and you want to help make sure employees understand how to optimize these benefits.
Small Group Financial
Planning courses
Consider this as a financial wellness program for employees, but interactive and personal. Our Registered Financial Planners take participants through our planning process in a collaborative group setting. Your employees will understand how to develop a strong financial foundation, how to troubleshoot their finances and how to make a plan to achieve their financial goals. Critically, they will also have less stress, which could increase productivity, and reduce turnover. We want your employees to approach their lives and work from a place of abundance, not scarcity.
Small group planning is a good fit if:
- You want to go beyond mandated 401(k) reviews and improve employee financial wellbeing.
- You know that reducing financial stress is linked to improved productivity.
- You value employee retention and want to offer unique competitive benefits.
- You’re sick of insurance and investment salespeople selling products and not actually improving your employees’ finances.
Enterprise-level financial wellbeing platform solution
We offer a platform based financial fundamentals solution through our Fearless Finance platform. Your employees get the Foundations of Financial Wellbeing seminar, the seminar recording, and our link integrated into your employee benefits site. Employees can access our platform, enter 4-6 screens of information and run our algorithm that provides recommendations on the basics of financial wellbeing such as how much the employee should save each month and how to build emergency funds.
Our platform is ideal for financial wellness programs for employees in large organizations where scale, tech integration, and self-service options matter.
Financial wellbeing platform is a good fit if
- You have over 5000 employees.
- You have a tech savvy employee population.
- Your employee population is young with less complicated financial lives.
Frequently asked questions
What if employees do not use all of the hours right away, do they expire?
Can the employer decide who can use the hours and who cannot?
How do you handle employee confidentiality?
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