Financial Fitness Articles

Hourly Financial Advisors: Pay for the Advice, Not the Assets

Somewhere along the way, the financial industry decided that the bigger your savings, the more you should pay someone just to look after them. That math never quite added up. An hourly financial advisor flips the entire model on its head, charging you for the time...

Why More People Are Paying Their Financial Advisor by the Hour

Your advisor gets a raise every time your portfolio grows, whether they lift a finger or not. Sit with that for a second, because it changes how you think about the bill. That is the quiet math behind the assets-under-management, or AUM, model, and it is exactly why...

Do You Need a Financial Advisor If You Already Have a 401(k)?

A 401(k) is a strong start for retirement, but it is not always a complete financial plan. Many people contribute each month and assume they are fully prepared for the future. Later, they realize they still have questions about savings, debt, taxes, budgeting,...

How to Choose a Financial Advisor: Questions to Ask Before Hiring

Choosing someone to guide your money decisions is an important step, especially when your goals feel big, confusing, or personal. A good advisor should help you understand your choices, not pressure you into decisions that do not fit your life. When people search for...